🏖️
Retirement Savings Calculator
Plan your retirement with confidence. Calculate how much you need to save, see if you're on track, and discover what adjustments you need to make.
Your Information
$
$
Assumptions
%
Historical stock market average: 7-10%
$
%
Historical average: 2-3%
Longer retirement = lower withdrawal rate (more savings needed)
Dynamic Withdrawal Rate
This calculator adjusts the withdrawal rate based on your retirement length:• 20 years: 5% withdrawal rate
• 25 years: 4% (traditional rule)
• 30 years: 3.5% (more conservative)
• 35+ years: 3% (very conservative)
Start Early
The power of compound interest means starting early makes a huge difference. Even small contributions can grow substantially over decades.