Terms of Use

Last updated: November 17, 2025

These terms govern your use of Moneylith and our financial education services.

Acceptance of Terms

By accessing and using Moneylith ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Description of Service

Moneylith provides financial education content, tools, and resources designed to help users understand personal finance topics. Our services include:

  • Educational articles and guides
  • Financial calculators and planning tools
  • Comparison tools for financial products
  • Financial glossary and resources
  • Newsletter and updates

Educational Content Only

Important: All content on Moneylith is for educational purposes only and does not constitute financial, investment, tax, or legal advice. Always consult with qualified professionals before making financial decisions.

User Responsibilities

As a user of our service, you agree to:

  • Use the service only for lawful purposes
  • Provide accurate information when required
  • Respect intellectual property rights
  • Not attempt to harm or disrupt our services
  • Not use automated systems to access our content without permission
  • Not redistribute our content without proper attribution

Intellectual Property Rights

The content, organization, graphics, design, compilation, magnetic translation, digital conversion, and other matters related to Moneylith are protected under applicable copyrights, trademarks, and other proprietary rights. The copying, redistribution, use, or publication by you of any such content or any part of the site is strictly prohibited.

Content Usage

You may:

  • View and read our content for personal, non-commercial use
  • Share links to our articles on social media
  • Quote brief excerpts with proper attribution

You may not:

  • Reproduce, distribute, or republish our content without permission
  • Use our content for commercial purposes without authorization
  • Remove copyright notices or attribution

Disclaimer of Warranties

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, we exclude:

  • All representations, warranties, and conditions relating to this website and its contents
  • All liability for damages arising out of or in connection with your use of this website

Limitation of Liability

Moneylith will not be liable for any consequential, incidental, indirect, special, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.

Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on the website.

External Links

Our website may contain links to external sites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

User-Generated Content

If you submit content to our website (such as comments or feedback), you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, modify, and display such content. You represent that you own or have the necessary rights to such content.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices.

Modifications to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on this page and updating the "Last updated" date. Your continued use of the service after such modifications constitutes acceptance of the updated terms.

Termination

We may terminate or suspend your access to our service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the terms.

Governing Law

These terms shall be interpreted and governed by the laws of the jurisdiction in which Moneylith operates, without regard to its conflict of law provisions.

Severability

If any provision of these terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Contact Information

If you have any questions about these Terms of Use, please contact us:

Quick Summary

Use our educational content responsibly, respect our intellectual property, understand that we provide education (not advice), and contact us with any questions. We reserve the right to update these terms as needed.