Disclaimer

Educational Content Only

All content on Moneylith, including articles, guides, calculators, and tools, is provided solely for educational and informational purposes. Our content is designed to help you understand financial concepts and make more informed decisions, but it is not intended to replace professional financial advice.

Not Financial Advice

Nothing on this website constitutes:

• Personalized financial advice or recommendations
• Investment advice or recommendations to buy or sell securities
• Tax advice or tax planning recommendations
• Legal advice or legal recommendations
• Insurance advice or specific product recommendations
• Accounting or bookkeeping advice

No Professional Relationship

Using our website or contacting us does not create a professional relationship between you and Moneylith or any of our contributors. We are not your financial advisor, investment advisor, tax advisor, or attorney.

Individual Circumstances

Financial decisions should always be based on your individual circumstances, including:

• Your financial situation and goals
• Risk tolerance and investment timeline
• Tax situation and applicable laws
• Family and personal circumstances
• Local regulations and requirements

What works for one person may not be appropriate for another. Always consider your unique situation before making financial decisions.

Accuracy and Completeness

While we strive to provide accurate and up-to-date information, we make no guarantees about:

• The accuracy, completeness, or timeliness of our content
• The suitability of our content for your specific situation
• The results you may achieve by following our educational content

Financial laws, regulations, and market conditions change frequently. Information that was accurate when published may become outdated.

Calculators and Tools

Our financial calculators and tools are provided for educational purposes and to help you understand financial concepts. They:

• Use simplified assumptions and may not reflect real-world complexities
• Provide estimates that should not be relied upon for actual financial planning
• May not account for all fees, taxes, or other factors affecting your situation
• Should be verified with professional advisors before making decisions

Third-Party Content and Links

Our website may contain links to third-party websites or reference third-party products and services. We:

• Do not endorse or recommend specific products or services
• Are not responsible for the accuracy of third-party content
• Do not guarantee the performance of third-party products or services
• May receive compensation for some third-party referrals (when disclosed)

Market Risks and Performance

When discussing investments or market topics, please understand that:

• All investments carry risk, including the potential loss of principal
• Past performance does not guarantee future results
• Market conditions can change rapidly and unpredictably
• Diversification does not guarantee against loss
• No investment strategy can guarantee profits or prevent losses

Tax Information

Tax-related content on our website is general in nature and may not apply to your specific situation. Tax laws:

• Vary by jurisdiction and change frequently
• Depend on individual circumstances
• May have complex rules and exceptions
• Require professional interpretation for specific situations

Always consult with a qualified tax professional for advice on your specific tax situation.

Limitation of Liability

To the fullest extent permitted by law, Moneylith and its contributors shall not be liable for any:

• Financial losses resulting from decisions based on our content
• Damages arising from the use or inability to use our website
• Errors, omissions, or inaccuracies in our content
• Consequences of relying on our educational materials

Professional Consultation

We strongly recommend consulting with qualified professionals before making significant financial decisions, including:

• Financial Advisors: For personalized financial planning and investment advice
• Tax Professionals: For tax planning and preparation
• Attorneys: For legal matters and estate planning
• Insurance Agents: For insurance needs analysis and product selection
• Accountants: For business and accounting matters

Updates to This Disclaimer

We may update this disclaimer from time to time to reflect changes in our practices or applicable laws. Please check this page periodically for updates.

Contact Us

If you have questions about this disclaimer or our content, please contact us.